Mortgage LendersNumerous lenders operate in Spain offering a variety of mortgage plans. Financing can be obtained from national banks, savings banks and international banks, including British banks like Barclays and Lloyds TSB, all of which offer differing costs and contractual terms. Although interest rates are calculated according to the base rate set by the European central bank, mortgage lenders are free to set their own charges and ... [Read More]
On Being a Spanish Tax Resident: 8 Important Points
1. If you reside in Spain, or if you own a property and are non-resident, you need a Numero de Identificación de Extranjeros (NIE). The fiscal identity numbers displayed on this green card identify you to the Spanish taxman and are required to work, pay taxes or have any dealings with the Hacienda (Spanish tax office).2. In order to prove fiscal residency in Spain you need a Certificate of Fiscal Residency granted by the Agencia ... [Read More]
